Buyer guide

"Buying a home can be stressful, but I am here to guide you through the process. These are 7 steps to purchasing

Step 1: Selecting a realtor®

Choosing to work with a specific REALTOR® is a win win situation. A Buyer Agent is normally only paid once their client has purchased a home. Knowing that their client will buy through them, their agent will work very hard for them, pre-viewing new listings with them in mind, advising them of hot new properties that match their needs, twisting arms and calling in favours to get them into new listings first, and using all resources available to get them the home they want.

The search for a new home can sometimes take months or longer, and going it alone without the committed help of a seasoned REALTOR® can put you in a serious disadvantage.

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Step 2: GETTING PRE-APPROVED

Before looking for your next home, take the time to get pre-qualified by the bank or mortgage broker you choose. This can save you hours of searching for homes in the wrong price range or worse, purchasing a home and then finding out you don't qualify for financing.

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Step 3: Look for a property

Once you figure out what you can afford to pay for a house and obtain a pre-qualified mortgage, you are ready to start your search. There are a variety of sources you can use to find the home that is right for you.

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Step 4: Prepare and Negotiate an Offer

When you have found a home you are interested in buying, we will walk you through the process of drafting an offer to purchase. We will communicate the offer to the seller and the seller's real estate agent for you.

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Step 5: Remove Subjects

An offer can be drafted with or without conditions. An offer without conditions in known as a firm or subject-free offer and one with conditions is know as a conditional offer. A conditional offer protects one party with the placement of certain conditions on the purchase. Some of these conditions could be "subject to financing approval", "subject to the strata council allowing pets", "subject to the buyer's house selling", "subject to an approved home inspection", among many others.

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Step 6: Prepare for closing and moving

To help alleviate the stress of buying, it is important to understand the closing process step by step.

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Step 7: Move in

Moving into a new home is an exciting time but it can also be hectic. Whether you're doing it yourself, asking friends for a little help or hiring professionals, use the moving guide we have created in this section to help get you through it.

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The data relating to real estate on this website comes in part from the MLS® Reciprocity program of either the Real Estate Board of Greater Vancouver (REBGV), the Fraser Valley Real Estate Board (FVREB) or the Chilliwack and District Real Estate Board (CADREB). Real estate listings held by participating real estate firms are marked with the MLS® logo and detailed information about the listing includes the name of the listing agent. This representation is based in whole or part on data generated by either the REBGV, the FVREB or the CADREB which assumes no responsibility for its accuracy. The materials contained on this page may not be reproduced without the express written consent of either the REBGV, the FVREB or the CADREB.